Recent rate hikes in the automobile insurance industry have made finding affordable coverage a challenge for many drivers in Everett. Still, if you do a bit of homework you’ll find that there are more ways to save on the cost of your policy than ever before. If you’re trying to find more Affordable Car Insurance Everett, here are some smart ways to snag discounted rates.
Insurance rates are constantly changing, so it pays to shop around for new coverage periodically. And don’t just rely on the big-name insurers–small independent agencies are often able to give you the same coverage at a better price. Compare the rates of major national insurers carefully with the rates of local Everett companies like SAV-ON Insurance Agencies Everett to find the most affordable policy.
Lower Your Mileage
Insurance agencies often offer substantial discounts to drivers who keep their annual mileage low. If you drive less than 10,000 miles each year, you may be eligible for a low mileage discount. Commuting to work more often and using public transportation occasionally could save you 10% or more on your insurance rates.
Ask About Discounts
Sometimes, insurers don’t readily advertise all the discounts they offer drivers. Many companies offer little-known discounts for married couples, new parents, home-based workers and students who maintain a high GPA. You can even snag discounted insurance rates if you’re a member of many professional or alumni associations or driver’s clubs like the American Automobile Association (AAA). Ask your insurance agents about all available discounts and whether or not you qualify–you may be pleasantly surprised.
Beef Up Security
If your car doesn’t come equipped with an anti-theft device, you’re missing out on substantial insurance savings. Even adding small security measures like a wheel lock will usually get you discounted insurance rates, while high-tech alarm systems with tracking devices can sometimes slash your costs by 20% or more.
Take a Defensive Driving Course
Successful completion of a defensive driving course is an easy way to lower your insurance rates by around 10% with most companies. These classes are inexpensive and usually only last a few days; talk to your local Department of Motor Vehicles to find the class nearest you.
Car insurance can be expensive, but luckily there are clever ways to cut costs. Make your insurance more affordable by trying a few of the tactics above. Visit Sav-on.com for more information.